- Program Period: 1 November 2026 - 31 March 2027.
- The Promotion is valid for transactions at Dekoruma using funds drawn from Jago Dana Cepat.
- The Free 1 Month Installment Promotion is subject to the following terms and conditions:
- Applicable to installment tenors of at least 15 months upon activation of Jago Dana Siaga or upon the disbursement of Jago Dana Cepat.
- Applicable to transactions with a minimum amount of IDR 3,500,000.
- Transactions can be made using QRIS or a Jago Visa Debit Card.
- The Free 1 Month Installment Promotion will be provided in the form of cashback equivalent to 1 (one) month of the customer's installment payment.
- Customers are required to make all installment payments in accordance with the applicable payment schedule and terms and conditions. The cashback will be provided to customers after they have fulfilled all installment payment obligations.
- The Free 1 Month Installment Promotion benefit will be automatically forfeited if the customer is late in making any installment payment according to the specified payment schedule.
- For any issues or complaints regarding the Promotion, please contact Jago Customer Care and provide the physical purchase receipt.
- The Free 1 Month Installment Promotion applicable at Dekoruma cannot be combined with any other promotions, including the employee special interest rate promo and the regular Jago Dana Cepat cashback promo.
- Cashback is capped at Rp1.000.000 per user.
- The promo is valid for the first 200 transactions each month.
- The prize tax is borne by Jago.
- This promotion is free of charge.
- Jago has the right to change the Terms & Conditions of this program if deemed necessary by providing information through Jago's website, application and social media accounts.
- Jago has the right to cancel a promotional prize if there is an indication of fraud, unusual activity, or violation of the terms and conditions of this promotion, and/or Bank Service Terms and Conditions Point 8(c) Chapter XVII concerning CLOSING, BLOCKING, TEMPORARY SUSPENSION OF ACCOUNTS.
- Decisions, conditions, or changes to conditions made by Jago cannot be contested.
- By participating in the promotion program, Jago users acknowledge, understand, and agree to all applicable terms and conditions.
- Jago has the right to cancel a promotional prize if there is any indication of fraud or violation of the terms and conditions of the promotion.
- Jago and the customer agree to mutually release and free the other party from all claims, demands, losses, costs that may arise in connection with this program if it occurs due to the negligence of each party.
- These terms and conditions have been made following the provisions of the prevailing laws and regulations, including the regulations of the Financial Services Authority (OJK).
- Should you have any questions, please contact us via the official Jago Customer Care contact numbers at 1500746 or (022) 3100 0746, email us at [email protected], and also our social media channels (Instagram and Twitter) at @tanyajago.
FAQ
This promo is a collaboration program between Bank Jago and Dekoruma that provides a Free 1 Month Installment benefit for transactions using funds from Jago Dana Cepat.
It applies to transactions using funds from Jago Dana Cepat. Customers must choose a 15-month installment tenure and use the funds for transactions at Dekoruma outlets and/or the Dekoruma platform.
The promo is valid from 1 November 2026 to 31 March 2027.
The promo is available to all Jago users who already have a Jago Dana Cepat limit and withdraw funds from Jago Dana Cepat with a minimum installment tenure of 15 months.
Jago users must withdraw funds from Jago Dana Cepat with a minimum installment tenure of 15 months and make a transaction of at least Rp3.500.000 at a Dekoruma outlet or on the Dekoruma platform using the funds withdrawn from Jago Dana Cepat.
Transactions at Dekoruma outlets and on the Dekoruma platform can be made using QRIS or a Jago Visa Debit Card.
After the transaction, users must pay installments on time according to the payment schedule. The Free 1 Month Installment will be provided as cashback equivalent to 1 month of the user\'s installment and will be given a maximum of 14 working days after the final installment payment is completed.
Transactions at Dekoruma outlets and on the Dekoruma platform can be made using QRIS or a Jago Visa Debit Card.
After the transaction, users must pay installments on time according to the payment schedule. The Free 1 Month Installment will be provided as cashback equivalent to 1 month of the user\'s installment and will be given a maximum of 14 working days after the final installment payment is completed.
Yes, the promo applies to transactions at all Dekoruma outlets in Indonesia. The complete list of Dekoruma addresses can be viewed on the Dekoruma page and the Dekoruma online platform.
The cashback reward will be given a maximum of 14 working days after the user has completed all installment payment obligations.
There are several possible reasons:
- You have not met the terms and conditions of this promo
- The cashback reward is still being processed
- You were late in making a payment on one of the installment payment schedules
- You have already received or registered to receive a cashback promo from the regular Jago Dana Cepat cashback program
No, this promo is valid only 1 (one) time per user per program period.
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