About Jago Dana Cepat Limit Rp1

What is Jago Dana Cepat Limit Rp1?

Jago Dana Cepat Limit Rp1 is a Jago Dana Cepat (JDC) facility provided to customers to enable access to the Rapor Kredit feature. Activating JDC Limit Rp1 does not involve any fund disbursement or repayment obligation.

Why do I need to activate Jago Dana Cepat Limit Rp1 to access Rapor Kredit?

Rapor Kredit uses credit information from SLIK OJK. Under applicable regulations, requests for SLIK OJK information through a bank can only be made by customers/debtors who have an active facility with that bank.

Therefore, if you do not currently have an active Jago Dana Cepat (JDC) and/or Dana Siaga facility, JDC Limit Rp1 is used to activate a JDC facility so that Bank Jago can process your SLIK OJK information request and display the information in Rapor Kredit.

Activating JDC Limit Rp1 does not involve any fund disbursement or repayment obligation. However, the activation of the JDC Limit Rp1 facility will be reported to SLIK OJK in accordance with applicable regulations.

Is Jago Dana Cepat Limit Rp1 a loan?

Jago Dana Cepat Limit Rp1 is a loan facility. However, activating this facility does not involve any fund disbursement.

Will I receive an Rp1 disbursement after activating Jago Dana Cepat Limit Rp1?

No. Activating Jago Dana Cepat Limit Rp1 does not involve any fund disbursement. If you need to borrow funds, you can apply for the regular Jago Dana Cepat facility through the Loans menu in the Jago app.

Do I need to repay the Rp1?

No. Since there is no loan disbursement, there is no repayment obligation for Jago Dana Cepat Limit Rp1.

Do I need to activate Jago Dana Cepat Limit Rp1 every time I want to view Rapor Kredit?

As long as you have an active loan facility with Jago, you can access Rapor Kredit.

What happens after I activate Jago Dana Cepat Limit Rp1?

Once the activation is successful, your Jago Dana Cepat facility will become active, and you can access Rapor Kredit in accordance with the applicable terms.

Can I access Rapor Kredit without Jago Dana Cepat Limit Rp1?

Rapor Kredit is available to customers who have an active Jago Dana Cepat (JDC) or Dana Siaga (JDS) facility.

Jago Dana Cepat Limit Rp1 is one of the options available for customers who do not yet have an active loan facility and would like to access Rapor Kredit.

How do I activate Jago Dana Cepat Limit Rp1 and access Rapor Kredit?

To activate Jago Dana Cepat Limit Rp1 and access Rapor Kredit:

1. Open the Loan Dashboard in the Jago app.
2. Select the Rapor Kredit tab.
3. Select Activate Rapor Kredit.
4. Review and agree to the applicable Terms & Conditions and consent.
5. Complete the required additional information.
6. Review the Personal RIPLAY and provide your consent.
7. Review and agree to the Jago Dana Cepat Facility Agreement.
8. Complete Jago PIN authentication.
9. Once the activation is successful, Bank Jago will process your request for SLIK OJK information.
10. Once the data has been successfully retrieved, your Rapor Kredit will be displayed in the app.

Note: Activating Jago Dana Cepat Rp1 does not involve any fund disbursement or repayment obligation. However, activation of the Jago Dana Cepat Rp1 facility will be reported to SLIK OJK in accordance with applicable regulations.

Why do I need to review and agree to the RIPLAY and Jago Dana Cepat Agreement if I only want to view Rapor Kredit and do not intend to take out a loan?

To access Rapor Kredit, you need to have an active loan facility with Jago. If you do not currently have an active facility, you can activate one through Jago Dana Cepat Limit Rp1.

As part of the Jago Dana Cepat facility activation process, you will need to review and agree to the RIPLAY and Jago Dana Cepat Facility Agreement before continuing.

Why do I need to provide my personal information to access Rapor Kredit?

The personal information requested is required to process your SLIK OJK information request. You only need to provide the information that is mandatory for this process. Any information you provide will be processed in accordance with applicable personal data protection regulations and Bank Jago's policies.