Jakarta, 10 September 2026 - PT Bank Jago Tbk once again outlined its performance achievements and business strategies through the Public Expose Live 2026. In the virtual presentation, Bank Jago’s management emphasized its commitment to sustainable growth through banking product and service innovations, as well as digital ecosystem collaborations.
"For more than five years of operations and growth, Bank Jago, as a tech-based bank, has provided focused and relevant digital financial solutions for the Indonesian people. We do this while maintaining the company's fundamentals and healthy business growth," Bank Jago Director Supranoto Prajogo said.
Bank Jago's financial performance in the first half of 2026 reflected this healthy growth, with increases in customers, third-party funds, and loans. Loan disbursements reached Rp26.6 trillion at the end of June 2026, a 24% increase compared to the same period last year of Rp21.4 trillion. Bank Jago strives to maintain good loan quality, reflected in a gross non-performing loan ratio of 0.8%, lower than the national banking average.
Meanwhile, Bank Jago's total third-party funds reached Rp27.6 trillion, up 23% from Rp22.4 trillion at the end of June last year. This achievement was driven by reaching 20.1 million customers by the end of June, which includes 14.7 million funding customers using the Jago App.
This healthy and sustainable business growth also boosted Bank Jago's total assets, which reached Rp41.4 trillion, and a net profit of Rp189 billion for the first half of 2026. Bank Jago also maintains an adequate capital adequacy ratio to support future business expansion, standing at 28.4%.
"This positive achievement proves that the tech-based bank business model and collaborations with strategic ecosystem partners that we have built possess significant strength and room for growth," Supranoto said.
Several of Bank Jago's collaborations with strategic ecosystem partners, such as the GoTo and Bibit-Stockbit ecosystem, allow customers to connect directly and seamlessly to save, transact, and invest. At the same time, this collaboration drives the sustainable growth of Jago App customers.
Meanwhile, Bank Jago's partnerships with digital platform ecosystems and financing companies, including BFI Finance, help customers obtain financing facilities while growing Bank Jago's loan portfolio more quickly and measurably. Lending through these partners remains the main engine of Bank Jago's financing business.
"We are committed to continuously executing the business collaborations and lending that have been well established over the past five years. However, we are also developing direct lending to customers through a responsible lending concept to reach a broader customer segment," Supranoto said.
As a tech-based bank, Bank Jago continuously innovates its banking products and services to meet public needs. This year, Bank Jago introduced several meaningful and beneficial product, service, and feature developments for customers. These include the Rapor Kredit feature on the Jago App, which helps debtors understand their financial health regarding loans or credit, as well as an integrated dashboard in the Jago App that allows customers to view their entire investment portfolio spread across various platforms in a single tab connected to the Indonesia Central Securities Depository (KSEI).
These features complement existing banking products and services on the Jago App, such as the Pocket feature for allocating money into different categories according to goals, the Spend Analysis feature that details all categorized income and expenses, and seamless connections to various other digital applications.
"Through these features, we want to encourage customers to go beyond merely saving and transacting to managing finances and investments easily and in an integrated manner. Through commitments to innovation and collaboration that creates positive impacts, we aim to be an institution that not only helps customers, ecosystem partners, and stakeholders but also enhances their opportunities to grow together," Supranoto said.
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About Bank Jago
Specifically built as a tech-based bank embedded within Indonesia’s digital ecosystem, Bank Jago aspires to enhance the growth of millions through life-centric digital financial solutions. Bank Jago develops banking products and services, both conventional and sharia, that can be used by everyone, including retail (consumers), affluent market, and micro, small, and medium enterprises (MSMEs).
Bank Jago develops Jago app, which is designed to be embedded within various digital ecosystems. and can be customized and personalized so it can be compatible with their ecosystems, and also with the users’ personal needs. The collaborations with various ecosystems enables users to live their life more conveniently.
For further information, please contact:
Marchelo
Corporate Communications
PT Bank Jago Tbk
