Press Release - December 05, 2023

GoPay Tabungan Syariah by Jago Offers Convenience and Peace of Mind 

Download image

GoPay Tabungan Syariah by Jago Offers Convenience and Peace of Mind 

Jakarta, 5 December 2023 – GoPay and Bank Jago today launched GoPay Tabungan Syariah by Jago, a day-to-day transaction account that adheres to Shariah principles based on the Wadiah Yad Dhamanah (safe custody based on trust) covenant. 

GoPay Tabungan Syariah by Jago offers users convenience and peace of mind when conducting a wide range of transactions on the GoPay app. GoPay Tabungan Syariah by Jago is aimed at a wide user base, especially those who prefer access to sharia financial services, ultimately helping to drive sharia-based financial inclusion in Indonesia. 

Kiki Apriyani, Head of Marketing Money Management at GoPay, shared how the features on the GoPay app are becoming even more robust with the introduction of Sharia-based services. 

"After the successful launch of the GoPay app in July 2023, we continue to innovate with new financial offerings, including GoPay Tabungan by Jago in October 2023. Today, we are introducing GoPay Tabungan Syariah by Jago, an innovative sharia-compliant day-to-day transaction account accessible by all Indonesians. Opening an account for GoPay Tabungan Syariah by Jago is straightforward and quick, taking less than 2 minutes to complete through the GoPay or Gojek app," said Kiki. 

Kiki added that GoPay Tabungan Syariah by Jago also supports the growth of Sharia-based finance in Indonesia. 

"Indonesia is home to the world's largest Muslim population, with 2022 statistics showing that 241.7 million people or about 87.02% of the total population are Muslim1. Yet, according to OJK data, as of July 2023, sharia-based finance in Indonesia makes up only 7.16% of the total national financial assets2, resulting in a sharia financial inclusion index of only 12.1% in 20223. The potential of this market is substantial," said Kiki. 

The sharia economy in Indonesia continues to grow. OJK data shows that total bank and non-bank sharia assets per July 2023 are at Rp949.06 trillion, an increase of 12.3% compared to the same period in 2022 when the total was Rp832.31 trillion.4 

GoPay Tabungan Syariah by Jago reflects the joint commitment of GoPay and Bank Jago to provide sharia financial products and services with innovations and features that are on par with conventional financial products and services. 

1Indonesian Ministry of Home Affairs Statistic, 2022
2 OJK Sharia Statistic Data, 2023 
3 OJK National Financial Literacy and Inclusion Survey, 2022
4 OJK Sharia Statistic Data, 2023 

Waasi Sumintardja, Head of Sharia Business at Bank Jago, said, “As a technology-based bank embedded in Indonesia's digital ecosystem, Bank Jago aspires to enhance growth of millions through sharia-focused and life-centric digital financial solutions.” 

Benefits of GoPay Tabungan Syariah by Jago include: 

1. Simplified GoPay Services 

  • Through the GoPay or Gojek app, users can convert their GoPay balance to GoPay Tabungan Syariah by Jago in two minutes. 
  • There is also no minimum required balance and no monthly administrative fees. ○ Like GoPay, users can top up and transact using GoPay Tabungan Syariah by Jago anytime and anywhere. 
    ■ Top-up at Alfamart, Indomaret, with Gojek drivers, ATMs, and many other channels. 
    ■ Can be used at all merchants who accept GoPay, including payments within the Gojek app, Tokopedia, QRIS, and other online and offline merchants. 

2. Delivers Banking Excellence 

There are no maximum balance limits and no transaction limits. GoPay Tabungan Syariah by Jago is secure, monitored by the Financial Services Authority (OJK), and guaranteed by the Deposit Insurance Corporation (LPS). 

3. Adheres to Sharia Principles 

GoPay Tabungan Syariah by Jago adheres to the Wadiah Yad Dhamanah (safe custody based on trust) covenant in accordance with the Fatwa issued by the National Syariah Council of the Indonesian Ulema Council (DSN-MUI) and is supervised by the Sharia Supervisory Board (DPS), which enables customers to confidently manage their finances in line with their beliefs. 

For more information on GoPay Tabungan Syariah by Jago please visit this link. *** 

About GoTo Financial 

GoTo Financial, a part of the GoTo Group, aims to help improve the individual balance sheet of all Indonesians. To achieve this vision, GoTo Financial through GoPay provides access to secure, simple and responsible financial services, enabling people to manage their finances better. In 2019, GoPay led Gojek to become the only Indonesian company on the Fortune "Change The World" list. In 2022, GoPay won the “Best Digital Wallet” award from The Asian Banker.

About Bank Jago 

Specifically built as a tech-based bank embedded within Indonesia’s digital ecosystem, Bank Jago aspires to enhance the growth of millions through life-centric digital financial solutions. Bank Jago develops banking products and services, both conventional and sharia, that can be utilized by everyone, including retail (consumer), mass market, or micro, small and medium enterprises (MSME). 

As a tech-based bank, Bank Jago develops Jago App which is particularly designed to be embedded within various digital ecosystems, and can be customized and personalized so it can be compatible with their ecosystems, and also with the users’ personal needs. The collaborations with various ecosystems enable users to live their life more conveniently. 

For media enquiries, please contact: 

Sharmaine Tan 

[email protected]


Semua jadi Jago

Mulai hidup seutuhnya dengan keluarga dan kerabat.

Download aplikasi Jago, lalu pilih Jago atau Jago Syariah dan daftar akunnya lewat ponsel kamu

download on app store download on google play

Scan Kode QR di bawah ini dengan kamera ponselmu untuk menginstall Jago.