Everything you need to pay is displayed clearly for you to see.
Rates & Limits
Rates & Limits
Fees
| Transaction Types | Fee | |
|---|---|---|
| Account opening fee | Free | |
| Monthly administration fee | Free | |
| The initial balance when opening an account | Free | |
| Inactive pocket fee (no transaction for >360 days) | Rp10,000/month* *only if your Main Pocket status is Inactive. |
|
| Dormant account fee (no transaction for >1.800 days) | Rp10,000/month* *only if your Main Pocket status is Dormant. |
|
| Send Money from Jago App | ||
| Send money to Jago / Jago Syariah | Free | |
| Send money to other banks using RTOL or BI-FAST | Max. 150x free Transfers/month (depending on your Account Level) RTOL: Rp2,500/transaction after the free quota runs out BI-FAST: Rp2,500/transaction after the free quota runs out |
|
| Send money using SKN | Rp2,900/transaction | |
| Send money using RTGS | Rp25,000 | |
| Fees charged by Bank Indonesia to Bank (excluding VAT) | ||
| Transaction using SKN | Rp1 | |
| Transaction using RTGS | 06.30 - 10.00 WIB: Rp6,000 10.01 - 14.00 WIB: Rp15,000 14.01 - cut off time WIB: Rp21,000 |
|
| Transaction using BI-FAST | Rp19 | |
| Pay Bills from Jago App | ||
| Mobile data purchase | Rp1,500 | |
| Mobile top up fee | Rp1,500 | |
| Telkom (Indihome) | Rp3,000 | |
| Biznet | Rp4,000 | |
| Transvision | Rp5,000 | |
| PLN Token | Rp2,750 | |
| PLN Postpaid | Rp2,750 | |
| PDAM Bogor City | Rp2,500 | |
| PDAM Depok City | Rp2,500 | |
| PDAM Bekasi District | Rp2,500 | |
| PDAM Jakarta Aerta | Rp2,500 | |
| PDAM Jakarta Palyja | Rp2,500 | |
| Top Up e-Wallet from Jago App | ||
| GoPay top-up | Free | |
| OVO top-up | Max. 150x free e-Wallet Top Ups/month (depending on your Account Level) After the quota runs out: Rp2,500/transaction |
|
| DANA top-up | ||
| LinkAja top-up | ||
| ShopeePay top-up | ||
| DOKU Wallet top-up | ||
Pay & Send using Jago Debit Card
| Transfer via Jago ATMs | ||
|---|---|---|
| To Jago / Jago Syariah | Free | |
| To other bank accounts | Rp3,000 | |
| Transfer via Bersama/Alto Network | ||
| To Jago | Rp6,500 | |
| To other bank accounts | Rp6,500 | |
| Cash Withdrawal at ATM | ||
| Domestic ATMs | Max. 10x free withdrawals/month (depending on your Account Level) After the quota runs out: Jago ATM: Free Alto/Bersama ATM: Rp7,500/transaction |
|
| Overseas ATMs (Visa) |
Using Rupiah Pocket as a source of funds: Using Foreign Currency Pocket as a source of funds: |
|
| Balance Checking at ATM | ||
| Jago ATM | Free | |
| Bersama/Alto network ATMs | Rp4,000 | |
| Visa network ATMs | Rp10,000 | |
| Overseas ATMs | Rp10,000 | |
| Debit transactions at domestic merchants | ||
| Bersama/Alto | Free | |
| Visa | Free | |
| Debit transactions at international merchants | ||
| Visa | Free | |
| Debit transactions at e-Commerce | ||
| All | Free | |
| Failed Transaction | ||
| Debit transactions via EDC on Bersama/Alto network | Free | |
| Visa network |
Visa for debit transactions at domestic offline merchants, international offline merchants and e-commerce Free Service fee of Rp5,000 if the transaction fails due to insufficient balance |
|
| At ATMs | Free | |
| Foreign Currencies | USD 0.5 SGD 0.5 EUR 0.5 JPY 75 AUD 0.75 |
|
| Documents | ||
| Print documents and reference letters | Free | |
| Request for transaction proof/receipt due to a dispute | Rp50,000 | |
| Create new Jago Visa Debit Card | Free 1 digital debit card for Jagoan level Free 1 digital debit card and 1 physical debit card for Silver Jagoan level Free 2 digital debit cards and 2 physical debit cards for Gold Jagoan level Free 3 digital debit cards and 3 physical debit cards for Platinum Jagoan level Free 1 digital debit card and 1 physical debit card for all Jago Syariah customers with no conditions. Additional/replacement card: Rp 40,000 per card. New users can top up their Jago balance of Rp500,000 to create a free Jago Visa Debit Card. Please wait 1x24 hours after top-up to create a card. Additional cards/replacement: Rp40,000/card |
|
| Account Closing | ||
| Account Closing | Rp10,000 or the remaining balance in the account if it is below Rp10,000 | |
Create up to 60 Jago Syariah Pockets (bank accounts) with Wadiah and Mudharabah akad to start saving, transacting, and managing expenses.
Open a Sharia Deposit in minutes directly from the app and get competitive profit sharing. Withdraw your Deposit early (if needed) without penalties.
Grab your smartphone, scan the QR code below to download and register Jago Syariah from anywhere and anytime.