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Rates & Limits

Send money & top up e-Wallet from the Jago app

Via the Jago application, you can transfer from Rp1 to Rp1,000,000,000. The methods used differ based on bank policy or applicable regulations. The information below explains the limits for each transfer method. For transfers above Rp1,000,000,000, you can carry out the process from within the application. But, you have to visit the branch for verification.

Send money to Jago / Jago Syariah
Minimum Limit/Transaction Rp1
Maximum Limit/Transaction Unlimited
Maximum Limit/Day Unlimited
Send money using BI-FAST ?
Minimum Limit/Transaction Rp1
Maximum Limit/Transaction Rp250,000,000
Maximum Limit/Day Rp250,000,000
Send money to other banks using RTOL ?, top-up e-Wallet, & credit card
Minimum Limit/Transaction Rp10,000

(for OVO top-ups, minimum limit/transaction Rp20,000)
Maximum Limit/Transaction Rp250,000,000
Maximum Limit/Day Rp250,000,000
Send money using SKN ?
Minimum Limit/Transaction Rp50,000,001
Maximum Limit/Transaction Rp500,000,000
Maximum Limit/Day Rp500,000,000
Send money using RTGS ?
Minimum Limit/Transaction Rp100,000,001
Maximum Limit/Transaction Rp1,000,000,000
Maximum Limit/Day Rp1,000,000,000
Pay bills
Minimum Limit/Transaction Rp1
Maximum Limit/Transaction Rp25,000,000
Maximum Limit/Day Rp100,000,000
Notes:

When transferring more than Rp250,000,000 from Jago to another bank via the Jago application, you will be given transfer method options.

  • Transfer Rp1 - Rp250,000,000: Automatically use BI-FAST or RTOL.
  • Transfer Rp250,000,001 - Rp500,000,000: You can choose between RTGS and SKN.
  • Transfer Rp500,000,001 - Rp1,000,000,000: Automatically use RTGS.
More info about each transfer method:
  • BI-FAST (Bank Indonesia Fast and Secure Transfer) is a real-time & secure payment system that can use telephone numbers and emails as a substitute for the destination account number. The maximum transfer amount with BI-FAST is Rp250,000,000.
  • RTOL (Real Time Online) is a payment system that allows money transfers between banks in real-time with a maximum transfer amount of up to Rp250,000,000.
  • SKN (National Clearing System) is a transfer method for large amounts, from Rp50,000,001 to Rp500,000,000. SKN requires a longer transfer time, but the transfer fee is more affordable. Available 7.00-15.30 WIB Monday-Friday.
  • RTGS (Real Time Gross Settlement) is a transfer system for large amounts, from Rp100,000,001 to Rp1,000,000,000, in real-time, with more premium fees. Available 7.00-15.30 WIB Monday-Friday.

Find out the fees for each transfer method here.

Transaction at ATM

Cash withdrawals
Minimum Limit/Transaction Rp50,000
Maximum Limit/Transaction Rp2,500,000
Maximum Limit/Day Rp15,000,000
Transfer
Minimum Limit/Transaction Rp10,000
Maximum Limit/Transaction Rp25,000,000
Maximum Limit/Day Rp50,000,000

Transaction with Jago Debit Card

Transaction at e-commerce
Minimum Limit/Transaction Rp1
Maximum Limit/Transaction Rp50,000,000
Maximum Limit/Day Rp50,000,000
Transaction at merchant
Minimum Limit/Transaction Rp1
Maximum Limit/Transaction Rp50,000,000
Maximum Limit/Day Rp50,000,000
Contactless
Minimum Limit/Transaction Rp1
Maximum Limit/Transaction Rp1,000,000
Maximum Limit/Day Rp1,000,000

Transactions with QRIS

QRIS Transactions
Minimum Limit/Transaction Rp1
Maximum Limit/Transaction Rp10.000.000
Maximum Limit/Day Unlimited

Transactions on partner apps using linked pockets

In Gojek App
Minimum Limit/Transaction Rp1
Maximum Limit/Transaction Rp2,000,000
Maximum Limit/Day Rp5,000,000
In Bibit App
Minimum Limit/Transaction Rp1
Maximum Limit/Transaction Rp1,000,000,000
Maximum Limit/Day Rp1,000,000,000

Transactions at Tokopedia via Jago, Jago Syariah, and GoPay Tabungan by Jago

Check out at Tokopedia with Jago / Jago Syariah Pocket
Minimum Limit/Transaction Rp1
Maximum Limit/Transaction Rp7,000,000 (starting 24 October 2023)
Maximum Limit/Day Rp12,000,000 (starting 24 October 2023)
Check out at Tokopedia with Jago Visa Debit Card / Jago Syariah Visa Debit Card
Minimum Limit/Transaction Rp1
Maximum Limit/Transaction As set by the customer in the Jago application (up to Rp50,000,000)
Maximum Limit/Day As set by the customer in the Jago application (up to Rp50,000,000)
Requiring two-factor authentication As set by the customer in the Jago application
Check out at Tokopedia with GoPay Tabungan by Jago / GoPay Tabungan Syariah by Jago
Minimum Limit/Transaction Rp1
Maximum Limit/Transaction Rp200.000.000
Maximum Limit/Day -
Requiring two-factor authentication In the Tokopedia application, transactions above Rp7,000,000 or daily accumulation of Ro12,000,000 must use a password.
Check out at Tokopedia with GoPay balance
Minimum Limit/Transaction Rp1
Maximum Limit/Transaction As per customer balance limit (Rp2,000,000 for GoPay users and Rp20,000,000 for GoPay Plus users)
Maximum Limit/Day -

Time to Always Manage Your Money
According to Sharia

Create up to 60 Jago Syariah Pockets (bank accounts) with Wadiah and Mudharabah akad to start saving, transacting, and managing expenses.

Open a Sharia Deposit in minutes directly from the app and get competitive profit sharing. Withdraw your Deposit early (if needed) without penalties.

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Grab your smartphone, click the button or scan the QR code below to download and register Jago Syariah from anywhere and anytime.

Saatnya Atur Uang Selalu di Depan Sesuai Syariah