Building wealth often focuses on simply accumulating assets. However, for Muslims, there's a deeper dimension: blessed wealth that aligns with sharia principles. It's not just about how much you own, but how you acquire, manage, and distribute it in a halal and beneficial way. Jago Syariah offers innovative, sharia-compliant digital financial solutions to help you achieve long-term financial goals and build blessed wealth for the future.
Start Saving with Blessing in Jago Syariah Pockets
1. Build saving habits
The first step in building wealth is organized saving. Jago Syariah understands this need with its unique Pocket feature.
2. Separate financial goals into different Pockets
You can create various Pockets for different goals—for instance, a Pocket for emergency funds, a Pocket for child's education, or a Pocket for Umrah and Hajj plans. Each Pocket represents your financial objective, helping you track progress and stay motivated.
Sharia principles are applied to these Saving Pockets through Wadiah Yad Dhamanah akad, ensuring your funds are managed transparently and are interest-free. By separating your funds into Pockets, you also practice financial discipline, a crucial pillar in managing blessed wealth.
You Can Store Funds to Build Wealth in Jago Syariah's Sharia Deposits
For funds you want to save for a specific period and earn returns, the Sharia Deposit is an excellent choice. Unlike conventional deposits, the Sharia Deposit uses Mudharabah Muthlaqah akad. The returns you receive are not interest, but rather profit-sharing from halal investments.
Saving in a Sharia Deposit allows your funds to grow without violating sharia principles, providing peace of mind that your wealth growth results from ethical and responsible economic activities. The Sharia Deposits are suitable for medium to long-term funds you don't need in the near future, aligning with your goal of building blessed wealth, although there are options for even one-month terms.
Building Wealth Through Sharia Mutual Fund and Stock Investments in the Jago Syariah Ecosystem: Bibit and Stockbit
Building significant wealth often requires investment. Jago Syariah is integrated with leading sharia investment ecosystems: Bibit for sharia mutual funds and Stockbit for sharia stock investments.
You can easily link your Jago Syariah account to Bibit to invest in various sharia mutual funds. Sharia mutual funds only invest your funds in assets that comply with sharia principles, ensuring the wealth you build is blessed wealth. You can seamlessly transfer funds from your Jago Syariah Pocket directly to a Bibit Pocket, which appears in the Jago application after linking.
For those with a higher risk tolerance who want to invest directly in the capital market, Jago Syariah and Stockbit enable you to invest in sharia stocks practically. Stockbit provides a regularly updated list of sharia stocks. This way, you can choose companies whose operations align with Islamic values and potentially profit from their growth. To start investing in sharia stocks, you can open your Jago Syariah RDN from the Stockbit application and transfer funds for investment to the RDN Pocket from the Jago application.
Building Blessed Wealth: Financial and Social Harmony Through Sadaqah and Zakat
Building wealth is often mistakenly seen as just accumulating assets. However, in Islam, true wealth is blessed wealth – wealth acquired legitimately, managed wisely, and benefiting not only oneself but also others. This kind of wealth serves as a bridge to happiness in both this world and the hereafter.
In terms of giving, you can follow the example of Abdurrahman bin Auf, one of the Prophet Muhammad's wealthy and generous companions. He was incredibly rich, but his wealth never made him forget himself; instead, it increased his generosity.
Sanctified Wealth: Convenient Sadaqah and Zakat with Jago Amal
The most crucial part of blessed wealth is purifying your assets through sadaqah and zakat. Jago Syariah makes it easy for you to help those in need through its Jago Amal feature.
With Jago Amal, you can easily and conveniently donate and pay zakat directly from the Jago application. There's no need to hassle with finding distribution channels or visiting them in person. With just a few taps on your smartphone, your funds will be disbursed to those entitled through trusted institutions partnered with Jago Syariah. This makes the process of giving sadaqah and zakat much more efficient, allowing you to be more consistent in fulfilling this financial worship.
By utilizing Jago Syariah's features and ecosystem, you can build wealth financially and ensure that every step you take towards financial independence is blessed and aligns with sharia guidance. Coupled with the ease of sharing through Jago Amal, you're not just accumulating wealth, but also planting seeds of goodness that will grow into blessed wealth. This is the essence of building wealth that not only benefits you in this world but also serves as a noble provision for the hereafter.
Are you ready to embark on this journey of blessed wealth?
