Living without electricity is difficult. Many activities require electricity. You cannot charge your cellphone or laptop without it. Business operations will temporarily stop if there is no electricity. Especially recently, we all feel the hot weather in Indonesia, which caused many people's electricity bills to rise dramatically. Imagine if there was no electricity, we couldn't turn on the AC and fan.
Even though your electricity bills are rising, you can still be calm and be grateful that you have the air conditioning and fans that save you from hot weather by managing your finances better.
Separate Money to Pay Electricity Bills in a Spending Pocket
There must be a lot of expenses in life, not just to pay electricity bills. There are internet and water bills, daily shopping expenses, transportation costs and others.
To make life easier, just separate the funds for various expenses using the Spending Pocket in the Jago application. You can create a lot of Spending Pockets to separate a lot of expenses. The cool thing is, every Spending Pocket has its own account number. In other words, you can have a lot of accounts with Bank Jago to make you better at managing expenses.
Here's how to separate money to pay electricity bills:
1. Create a Spending Pocket for electricity bills in the Jago application
There are several types of Pockets that you can find in Jago. So, make sure to create the right pocket, which is a Spending Pocket, not a Saving Pocket that is great for saving money.
2. Rename the Spending Pocket and beautify it with emoticon
To quickly distinguish one Pocket from another, you can personalize it. For example, change the name of the Pocket according to its use to "Bills" or "Electricity Token". Don't forget to make your Pocket more beautiful with the right emoticon.
3. Allocate money to Electricity Bills Pocket
Then, you can start moving money. You can do this when budgeting, for example after payday. To anticipate rising electricity bills due to hot weather, you can allocate more money than usual. Allocation estimates can also be made based on the bills of the last few months.
You can move money from the Main Pocket to the Bills Pocket. Why Main Pocket? Because, usually, the Main Pocket is the main source of funds. However, you can also move money from any other Pocket that you have to the Electricity Bills Pocket.
You can move money manually. However, if you want to be more practical, you can choose to do it automatically. Simply use the budgeting feature that lets you move money to the Pockets of your choice in the Jago application. This feature can be applied to Spending Pockets and Saving Pockets.
Use Bank Jago's Plan Ahead Feature to Pay Electricity Bills on Time or Buy Tokens More Conveniently
With good planning, everything will run smoothly. The same goes for paying electricity bills. Sometimes, you may have noted on the calendar that you will pay for electricity on such a date. But you still can forget right? So that you don't forget anymore, just use the Plan Ahead feature in the Jago application. It's easy to schedule the necessary transactions in advance.
If the transactions have been scheduled, later Jago will help remind you to complete the payments. If you take notes on the calendar, the calendar can't be like Jago who can help remind you.
It's worry-free if you have planned to pay your electricity bills on time. You won’t be fined or forget to pay bills. No need to experience power disconnection. No need to feel hot every day.
How about using prepaid electricity? You can use the automatic recurring payment schedule to purchase electricity tokens.
Both for postpaid and prepaid electricity bills, you can use the money in the Electricity Bills Pocket, as discussed above.
In conclusion, even though your electricity bills are rising quite drastically, you can stay calm because you've separated the funds in a Spending Pocket and pay your electricity bills or buy electricity tokens using the Plan Ahead feature. Hopefully, the hot weather won’t go on for a long time, so your electricity bills will return to normal soon.
