Blog Post --- Last Updated on June 03, 2026

3 Ways to Make Finances Simple and Easy to Manage

cara mengatur keuangan sederhana pakai bank jago di aplikasi jago 3 Ways to Make Finances Simple and Easy to Manage

“Managing finances feels complicated, I’m too lazy to do it. I don't have to manage my money." Who among Jagoans think the same? Managing finances is very important. How do you know you're not spending more than you make? How do you make sure all your monthly bills have been paid? By managing finances. Managing finances is not as complicated as imagined if you know what to do. In fact, managing finances can feel so simple and easy.

Managing Finances is Simple & Easy With These 3 Ways

1. Automate everything when managing money

It will be great if everything can run by itself. You can forget about the hassle of entering an account number and the amount to be paid each time you want to transfer. Especially if there are many recurring transfers every month.

You can make everything run automatically, from paying monthly bills to putting money into savings. Transfer to parents can also be set to be automatic. Your parents will never scold you again because you forget to transfer money.

With Jago, you can plan and schedule various kinds of recurring transactions with the Plan Ahead feature. To save money automatically, you can use the Auto-Budgeting feature. Jago will be the one to transfer to wherever you want the money to go.

2. Say goodbye to paper and start managing finances digitally with the Jago application

Managing finances will become a lot simpler once you start parting with paper. Why spend time stopping by a bank branch to print a passbook when you can view and store transaction history in the form of e-Statements directly on your cellphone?

It's not just about the passbook. When you make cashless transactions, you will be free from the hassle of recording your expenses. Keeping track of expenses is very important so you know clearly where the money is going.

If you have made non-cash transactions through Jago for online shopping, paying this and that and fulfilling various other needs, Jago will record all of them. Why did my balance in the Main Pocket decrease? Just click on the Pocket, and you will see the transactions you made along with the details right away.

3. Do digital budgeting easily and practically with the Jago Pocket

Imagine if budgeting is done manually. It can give you a headache for sure. If you only spend money once in a while, it's fine. However, if you have a lot of needs and expenses, you might become frustrated.

Those of you who feel that way can switch to digital budgeting right now. But is it possible if there are a lot of needs? Yes, if you use the Jago Pocket.

kantong jago di aplikasi jago permudah budgeting dan atur uang keuangan secara digital

For saving for various goals, you can separate them into several Saving Pockets. It’s the same with spending. You can create multiple Spending Pockets. Transferring money to a Pocket is as easy as choosing the Pocket that is the main source of funds and typing the amount of money you want to transfer.

All incoming and outgoing transactions are recorded, as explained in point number 2. Even better, Jago is also equipped with the Spend Analysis feature. Want to compare the total money spent on e-Wallet top-ups between this month and last month? The data are immediately visible, i.e. whether it goes up or down and the percentage.

keuangan terasa sederhana mengaturnya jika tahu pasti spending dan budget dialokasikan untuk apa lewat aplikasi jago

How simple and easy it is to manage finances if you apply the three ways above. Don't have Jago yet?

Browse by topic : #Budgeting #Saving #Spending

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Time to Manage Your Money
the Way You Want

Create up to 60 Jago Pockets (bank accounts) without monthly admin fees to start saving, transacting, and managing expenses.

Open a Term Deposit in minutes directly from the app and get competitive interest. Withdraw your Deposit early (if needed) without penalties. Plus, there is a free quota for inter-bank transfers and e-Wallet top-ups up to 150x according to Account Level.

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