Blog Post --- Last Updated on January 09, 2025

4 Safe and Profitable Investments: New Cuan for Beginners

investasi yang menguntungkan cuan buat investor pemula di bank jago dan ekosistem 4 Safe and Profitable Investments: New Cuan for Beginners

New Year is the time to hunt for new profits. The profits from investments can be saved or used to achieve financial goals that you have planned for a long time. As a beginner, what investments are safe and profitable to try?

Investing nowadays is not as complicated and scary as you imagine. Now, you can feel ease and convenience when investing. Saving in deposits, buying mutual funds and trading stocks, for example, can be as you want at Bank Jago and the ecosystem. Read on to find out the types of investments to try as well as easy and practical ways to invest.

4 Safe and Profitable Investments for Beginners

1. Gold investment

Gold is an investment instrument that has been well-known for a long time. Gold investment is popular among novice investors because the price tends to be stable and the risk is low. Gold investment is also suitable for those who prefer long-term investments.

If you are interested in buying gold, make sure you are always careful and alert to avoid the risk of fraudulent investments or fake gold.

2. Term deposit investment

The profit that you can get by saving money in a deposit is interest. In general, the greater the amount of money saved in deposits, the greater the interest you can earn. The investment period in deposits also varies, available for short term and long term. Thus, novice investors can choose the most suitable period that suits their needs.

Investing money by opening a Bank Jago deposit, for example, can start from as short as one month. Keep reading to find out various tips for saving money in Bank Jago deposits to get maximum profits.

3. Mutual fund investment

Mutual funds are an investment instrument that is suitable for novice investors. Apart from minimum risk, many mutual fund investments nowadays do not require large amounts to be invested directly.

Mutual fund investments with Bibit, for example, start at just Rp100,000. Keep reading to find out the various benefits of investing in mutual funds on Bibit through Jago.

4. Stock investment

The sizable profits that can be obtained in a relatively short period make investing in stock an option attractive enough for investors to look at.

Have you never tried stock investing before and want to start investing now? It can be a diversification strategy for optimal profits.

As a beginner, there is no need to hesitate or be embarrassed to learn and find out from more experienced investors.

Stock investment can now be done practically from the Bibit application, which is friendly for beginners. Apart from that, you can also trade stocks practically from Stockbit. Keep reading to find out how.

Tips for Saving/Investing by Opening Bank Jago Term Deposits to Get Maximum Profits

buka deposito bank jago untuk investasi yang menguntungkan berupa bunga

There are several ways you can follow if you want to get maximum profits by saving money in a Jago Term Deposit.

1. Open one or more Jago Term Deposits from the Jago application

A benefit of investing money in Bank Jago deposits is that you can have more than one deposit. So, it doesn't matter if you have opened a deposit. You can open another deposit with a different deposit amount.

By opening a Jago Term Deposit, you can enjoy competitive interest rates. The greater the investment amount in the deposit, the greater the interest you get. Check the latest interest rates for Bank Jago Term Deposits on this page.

The awesome thing is that at Bank Jago, you can open and close deposits directly from the Jago application. Forget about taking time out of your busy schedule to stop by a Bank Jago branch just to open and withdraw a deposit. And, you can monitor all the deposits you have at Bank Jago via the Jago application.

2. Automatically renew your Jago Term Deposits to enjoy compound interest

You can enjoy maximum profits when investing money in a Jago Term Deposit by choosing to auto-renew (ARO) the principal balance and interest of your deposit.

Renewing deposits automatically when they mature is a suitable option if you are not going to use the invested money in the near future.

The good thing about having a deposit at Bank Jago, you can choose the option to automatically extend the principal balance and interest for the same period when opening a deposit from the Jago application.

Learn more about the calculation and benefits of compound interest in this article.

3. Avoid withdrawing your Jago Term Deposits prematurely to get the interest

Another benefit of saving money in a Jago Deposit is the flexibility of withdrawal. You can withdraw your deposit before the maturity date without paying fines or early withdrawal penalties.

However, if you want to get deposit interest, the best thing to do is not to withdraw it. Wouldn't it be a shame if you invested money but didn't get any profit? Therefore, withdrawing your Jago Term Deposits should only be an option when facing urgent circumstances or emergencies.

Easy and Practical Ways to Invest in Mutual Funds and Stocks in the Jago Ecosystem: Bibit and Stockbit

With the Bank Jago ecosystem, namely Bibit and Stockbit, you can enjoy the convenience of investing in mutual funds and stocks.

Link your Jago account and Bibit account to buy mutual funds with no top-up fees, save or invest regularly on Bibit using Jago Autodebit where the money is immediately taken automatically from your Jago Pocket, and redeem certain mutual fund products quickly and easily. The Bibit Pocket(s) will appear in the Jago application and you can monitor your investment portfolio without switching applications.

You can also optimize investment profits and maintain investment risk by diversifying easily and practically by upgrading your account to Bibit Plus using RDN Jago. With the Bibit Plus upgrade, a wide selection of investment products such as FR bonds and stocks can be accessed.

Or, you can enjoy practical stock transactions with Jago and Stockbit. Open RDN Jago from the Stockbit application whenever you want and from wherever you are. Top up RDN Jago directly from your Jago Pocket to start investing in stocks. The Jago RDN Pocket will appear in the Jago application after it has been successfully created. And, the balance in your Jago RDN will earn interest so you can earn even more money.

Always be enthusiastic about increasing your fortune by investing, which you can start by trying the four investment instruments above. Which instruments will you choose first?

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Time to Manage Your Money
the Way You Want

Create up to 60 Jago Pockets (bank accounts) without monthly admin fees to start saving, transacting, and managing expenses.

Open a Term Deposit in minutes directly from the app and get competitive interest. Withdraw your Deposit early (if needed) without penalties. Plus, there is a free quota for inter-bank transfers and e-Wallet top-ups up to 150x according to Account Level.

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Grab your smartphone, scan the QR code below to download and register Jago from anywhere and anytime.

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