Blog Post --- Last Updated on July 02, 2026

Looking for Ways to Save Money? Start with Having a Jago Account

Punya Akun Jago Bisa Bantu Kamu Menghemat Uang Setiap Hari Looking for Ways to Save Money? Start with Having a Jago Account

Jagoans, are you looking for ways to save money? There are many ways to be economical. You can cook at home instead of eating at a restaurant. You can apply the Do It Yourself (DIY) technique instead of buying new things. But, did you know that if you have a Jago account, you can also save money? 

Save Money by Having a Jago Account

1. No need to spend money at all for monthly admin fees

Try calculating how much admin fees that your bank charges every month. When multiplied by 12 months, how much do you spend just to pay admin fees for a year?

With Bank Jago, you don't need to pay monthly admin fees. It's really easy to open an account at Bank Jago. You just need to download the Jago application and then complete the registration to create a Jago account.

2. Free e-Wallet top-ups and interbank transfers 

Jagoans who like online shopping must be familiar with what is called an e-Wallet top-up. If you love snacking, you must have bought food with GoFood often.

How many times do you do top-ups in a month? There must be an admin fee charged to you every time you top up. Although small, if you accumulate it, the amount is actually quite big.

What about interbank transfers? Usually the transfer fee that you have to pay is bigger than the top up fee. It's a bit upsetting when you have to do many transfers to other bank accounts to complete various transactions.

But you can forget all those fees once you have a Jago account. Especially for GoPay top-ups, you can enjoy free top-up fees with unlimited top-up times, because Jago and Gojek have become partners.

How many free transfers does Bank Jago offer?

Bank Jago offers free interbank transfers every month, but the number isn't the same for all users. Your quota for free transfers heavily depends on your Jago Account Level. The higher your account level, the more free transfers you can enjoy.

Bank Jago's transfer fees to other banks

Once your free transfer quota is used up, a transfer fee will apply to subsequent transactions. Generally, for transfers using BI-FAST, the fee is Rp2,500 per transaction.

To find out your exact remaining free transfer quota, the best way is to check directly in the Jago application.

3. Can have six Jago debit cards without any fees

Many people choose to use a debit card when shopping or making a purchase because it is more convenient. There is no need to carry cash everywhere. How was your experience applying for a debit card? Some banks charge a debit card fee.

But with Bank Jago, you can have not one but six debit cards and you don't have to pay any fees. The free quota also depends on your Account Level.

4. Can withdraw money from other banks’ ATMs free of charge

If you already have a Jago Visa Debit Card, you can withdraw cash from ATMs that are part of the Bersama and Alto network up to 10 times per month free of charge.

So what do you think, Jagoan? How great are the savings that you can enjoy? You can use the money collected from not having to pay admin fees to meet other needs. You can also save the money in a Locked Pocket.

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Time to Manage Your Money
the Way You Want

Create up to 60 Jago Pockets (bank accounts) without monthly admin fees to start saving, transacting, and managing expenses.

Open a Term Deposit in minutes directly from the app and get competitive interest. Withdraw your Deposit early (if needed) without penalties. Plus, there is a free quota for inter-bank transfers and e-Wallet top-ups up to 150x according to Account Level.

Download Jago : download on app store download on google play

Grab your smartphone, scan the QR code below to download and register Jago from anywhere and anytime.

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