Blog Post --- Last Updated on August 09, 2024

Unexpected Big Expenses When You Own a Pet for the First Time

pengeluaran mahal punya hewan peliharaan seperti vaksin dan biaya dokter bisa diatur budgetnya di kantong dan deposito jago Unexpected Big Expenses When You Own a Pet for the First Time

Having a fur baby is nice. A fur baby or anabul (how it is called in Indonesian) can indeed fill its owner's days with joy, especially because of its adorable behavior. Interested in having an anabul like a cat or dog? You need to know that a lot of money comes with owning a pet. Choosing to have a fur baby is not just because of its cuteness or adorableness. You must be fully committed to caring for it.

Owning a Pet, Such as a Cat or Dog, What Do You Need to Prepare Money for? Tips for Beginners

So, what are the expenses that you need to prepare funds for well in advance if you decide to start raising an anabul?

1. Vet fees

Anabul's health is certainly a priority. You must be sad when your cat or dog is sick. For this reason, you need to visit the vet regularly, even if the animal is not sick. The vet can check the condition of the anabul's skin, the health of its teeth and external problems such as parasites, fleas and mites.

Of course, the costs incurred to go to the vet are quite expensive. If it's just a regular consultation, the cost probably won't be as expensive as the costs an animal owner has to pay when their beloved pet falls ill, which can reach millions of rupiah.

2. Costs of vaccination and getting rid of cat or dog fleas

Just like humans, anabul also needs to be vaccinated to stay healthy and have the resistance to face various diseases. Examples of vaccines that must be given to your fur babies are the rabies vaccine, feline calicivirus vaccine and feline panleukopenia vaccine. Vaccine costs can be in the range of 100 thousand to 200 thousand rupiahs for one vaccine.

Not just vaccines, anabul owners also need to provide anti-worm medication and anti-ectoparasite medication. Then, if your cat or dog gets fleas, be prepared to spend money to remove the fleas.

3. Costs of replacing damaged home furnishings or personal items

For those who prefer to own kittens or puppies, you need to prepare money for replacing damaged furniture or personal items. It's true that pets can behave beyond our expectations, especially when they are still young and naughty.

Even older and well-behaved fur babies can sometimes still damage things. Your anabul suddenly knocks over your flower vase or antique lamp. Your shoes are chewed until they lose their shape and can no longer be worn. It is difficult to determine how much money needs to be prepared for this because the level of damage can vary. What is certain is, you need to allocate money.

4. Pet boarding fees

Want to go on holiday or work trip but don't have anyone at home who you can entrust to look after and care for your four-legged friend? This means you have to spend money to pay for pet care costs. The longer you leave your anabul, the greater the funds you have to prepare. The rates charged by pet care centers can vary. Factors such as animal body weight and type of service also influence the rates.

5. Emergency funds for your pet

Lastly, don't forget about emergency funds. It's not just humans who need to have emergency savings. You also need to build emergency funds for your beloved pet. Of course you don't want anything unexpected to happen to your pet. But you still have to be on guard for emergencies such as your fur baby getting hit by a car or motorbike, it eating something poisonous, etc.

Easily Manage Budgets for Your Pet with the Jago Pocket and Jago Term Deposit

There are so many big expenses when you own a pet that it can be a headache to allocate the budgets. If you don't separate the funds, they can mix with funds for other needs.

But don't worry, using the Jago Pocket and Jago Term Deposit you can easily and practically allocate budgets for your anabul’s needs.

1. Saving Pocket and Spending Pocket to separate various anabul needs

In the Jago application you can create Pockets according to your needs. For anabul's non-routine needs, such as pet boarding, you can prepare the funds in the Saving Pocket. You can save little by little but consistently every month for all its needs. The number of the Saving Pockets created depend on how you want to separate the funds.

However, if your fur baby’s needs are routine, for example going to the vet for treatment and check-ups on a regular basis, you can create a Spending Pocket to separate the funds. To make it practical when making cashless payments, don't forget to link your Spending Pocket with your Jago Visa Debit Card.

2. Jago Term Deposit as a place to save emergency funds and money for unexpected expenses 

For unexpected expenses such as furniture or equipment at home that is suddenly damaged caused by your pet, you can save money in the Jago Term Deposit. Likewise with emergency funds to deal with emergencies experienced by your anabul.

There's no need to worry if you suddenly need money in your emergency savings, which is in the Jago Deposit. Directly withdraw the Deposit from the Jago application. The funds will go into your Main Pocket in just a matter of seconds.

To conclude, make sure you have anticipated the various unexpected big expenses mentioned above that will come with owning a pet. Prepare the funds in the Jago Pocket and Jago Deposit.

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