About Locked Pocket Interest

How much interest will I get when locking my Pocket?
Locked Pockets have flat for all tenures, with a minimum balance of Rp100.000. You can find the latest interest rate information for your Locked Pocket on this page.

Is my Locked Pocket guaranteed by LPS?

All customer funds placed in the Bank that exceed the maximum value and/or interest rate guaranteed by LPS, will not be guaranteed by LPS.

You can read more about Jago’s interest rate and LPS guarantee limit here:
- About the interest rate in Bank Jago
- The maximum amount of savings guaranteed by LPS is Rp2 billion per customer per bank
- About the maximum LPS guaranteed interest rate

What happens if the interest rate changes during my lock period?
If Bank Indonesia or LPS changes their interest regulation while you have an ongoing locked pocket, no need to worry. Your Locked Pocket interest rate will remain the same until the lock period ends. The new rates will only apply when you have just locked a Pocket.

Why do I see interest and tax on the transaction history when I lock my Savings Pocket?
When you lock your existing Savings Pocket, we will calculate your interest from the last 28th of the previous month up to the day you lock your Pocket and add it to your balance with tax deduction as regulated by the government.

I have reached the unlock date, what should I do?
When you have reached the unlock date, the Pocket is unlocked automatically. Jago has prepared confetti for you (yay) when you access the newly unlocked Pocket. We will also calculate your lock interest from the last 28th of the previous month up to the unlock date and add it to your balance with tax deduction as regulated by the government.

Require further assistance?

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Create up to 60 Jago Pockets (bank accounts) without monthly admin fees to start saving, transacting, and managing expenses.

Open a Term Deposit in minutes directly from the app and get competitive interest. Withdraw your Deposit early (if needed) without penalties. Plus, there is a free quota for inter-bank transfers and e-Wallet top-ups up to 150x according to Account Level.

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