Blog Post --- Last Updated on October 02, 2024

Managing Money Before vs. After Using the Jago Application

atur keuangan finansial mudah praktis dengan banyak rekening jago dan jago syariah dari aplikasi jago Managing Money Before vs. After Using the Jago Application

Jagoan, try flashback to the time when you managed your finances several years ago. Was it complicated? Were you able to manage money the way you want at that time? After having a Jago/Jago Syariah account and using the Jago application now, have you felt the differences? 

Before and After Using the Jago Application to Manage Money: The Differences

Not only for those who have used Jago/Jago Syariah, for those who haven't used the Jago application, read on to find out the differences.

1. In the past, you had to go to a bank branch to open an account. Now, with Jago you can open an account directly from the application

Remember when you wanted to open an account, you had to stop by a bank branch, take a queue and fill out a very long form? It was such a waste of time and energy.

But, if you want to have a Jago/Jago Syariah account, you don't need to stop by a bank branch. Install the Jago application on your smartphone and complete the Jago/Jago Syariah account registration directly from the app. In other words, you can open a Jago/Jago Syariah account from anywhere and at any time as long as there is an internet connection.

Read more about how to register for a Jago account here and how to register for a Jago Syariah account here.

2. In the past, you could only have a limited number of bank accounts. Now, you can have up to 60 Jago/Jago Syariah accounts

To make it easier to allocate money for various needs, it is best to have multiple accounts. Unfortunately, in the past it was difficult to have multiple accounts in the same bank. So, like it or not, you opened several accounts at several banks. Not practical, right? You can't even imagine how much money you spend every month to pay admin fees.

But now, if you already have a Jago/Jago Syariah account, you can breathe a sigh of relief. Why? Because you can have up to 60 accounts at once in the Jago application. What's even better is that you can open multiple accounts for free with monthly admin fees.

buat kantong jago untuk buka rekening jago atau jago syariah dari aplikasi jago tanpa perlu ke cabang bank

The way to open an account in the Jago application is to create a Pocket. Jago users can create Saving Pockets, Spending Pockets, Locked Pockets and Deposits, for example. Meanwhile, Jago Syariah users can create Saving Pockets, Spending Pockets and Sharia Deposit Pockets.

There is also the Shared Pocket feature available if you want to save or manage finances with other people, such as friends, family members and spouse.

Read the differences between Jago and Jago Syariah in this article.

3. In the past, you were still confused about how to manage your money. Now, you can manage your money the way you want or according to sharia

It's best if you can manage your finances the way you want or according to sharia. If in the past you were confused about how to manage your money, now you have found the answer in the Jago application.

Manage money the way you want using 60 Jago Pockets. Jago Syariah users can manage money according to sharia using 60 Jago Syariah Pockets with two akad: Wadiah and Mudharabah. Create Pockets in the quantity needed and personalize them the way you want.

Take advantage of financial management features that can make life easier. For example, use the Plan Ahead feature for on-time and automatic bill payments and recurring transfers. Link the right Spending Pocket with QRIS or Jago/Jago Syariah debit card when making cashless transactions. Manage everything the way you want.

transaksi non tunai lebih mudah dan bisa dikontrol dari aplikasi jago melalui pembayaran kartu debit visa dan gpn

4. In the past, budgeting and recording expenses were done manually. Now, you can just login to the Jago application and use the available features

Do you still imagine the hassle of budgeting and recording expenses in the past because everything was manual? 

Now, times are different. Using the Jago application, you can automatically budget to your chosen Jago Pockets. Set the budgeting frequency and amount for each Pocket the way you want.

atur budget ke kantong rekening jago dan jago syariah otomatis tersedia di aplikasi jago

Now, there is no need to record expenses one by one. By making transactions via the Jago application, all expenses are automatically recorded. See the summary via the Spend Analysis feature.

5. In the past, if you lost your debit card you immediately panicked. Now, you can stay calm as you can block the card from the Jago application.

Did you ever panic when you found out your debit card was lost or dropped somewhere? You called the customer service immediately to report lost card and block it.

Now, once you lose your Jago/Jago Syariah debit card, you are free from worry because you can block, lock and unlock and even control debit card transaction limits directly from the application.

6. In the past, you had to top up your e-Wallet or make a transfer when you wanted to buy something. Now, Jago’s digital ecosystem makes it easier to enjoy seamless payments the way you want.

Your life and managing finances are made easier with Jago’s digital ecosystem with GoPay. In the past, it was quite complicated to top up your e-Wallet balance or transfer to a virtual account so that you could check out your wishlist or buy something you want. Apart from that, there are admin fees charged every time you top up or transfer.

Now, it's easier to check out on Tokopedia, buying food and drinks on GoFood and enjoy Gojek services such as GoRide and GoCar. Pay using your balance at GoPay Tabungan or Jago/Jago Syariah Pocket. Hassle-free transactions without the need to top up and pay admin.

7. In the past, investing had to go through a long process. Now, Jago's digital ecosystem makes investing convenient the way you want without switching applications

There's no need to discuss the investment process before becoming a Jago/Jago Syariah user because it's quite long, right?

But now, investing is easier and faster with the collaboration of Jago, Bibit and Stockbit. Do you want to invest in mutual funds, stocks or both?

Saving regularly at Bibit using Jago Autodebit and buying mutual funds with no top-up fees can be enjoyed after the Jago/Jago Syariah account and Bibit account are linked.

Invest in stocks the way you want for Jago users and according to sharia for Jago Syariah users on Stockbit by first creating a Jago/Jago Syariah RDN in a matter of hours. You can also top up your RDN balance directly from the Jago/Jago Syariah Pocket.

So, what differences have you felt? Maximize the use of all Jago/Jago Syariah features and the digital ecosystem so that the differences can be felt even more.

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Time to Manage Your Money
the Way You Want

Create up to 60 Jago Pockets (bank accounts) without monthly admin fees to start saving, transacting, and managing expenses.

Open a Term Deposit in minutes directly from the app and get competitive interest. Withdraw your Deposit early (if needed) without penalties. Plus, there is a free quota for inter-bank transfers and e-Wallet top-ups up to 150x according to Account Level.

Download Jago : download on app store download on google play

Grab your smartphone, scan the QR code below to download and register Jago from anywhere and anytime.

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