There are many savings goals. In general, we save to meet various financial goals while living in the world. However, apart from a prosperous life on earth, it is important to also prepare provisions of the afterlife. With Jago Syariah, it is easier to save money and manage finances according to sharia.
Provisions of the Afterlife: Start Saving Money for What?
Let's make an effort to prepare provisions for life in the afterlife, starting from now.
1. Sadaqah jariyah: provisions that we take with us to the afterlife
Even though you have died, one of the rewards that will not be lost is sadaqah jariyah, as stated in the following hadith:
The Prophet said: "When a man dies, his deeds come to an end except for three things: sadaqah jariyah, beneficial knowledge or virtuous children who pray for him." (HR Muslim)
We can emulate Uthman bin Affan's example in seeking sustenance in the world and at the same time also seeking salvation in the afterlife in the form of good deeds.
What differentiates sadaqah jariyah from ordinary sadaqah is its continuous nature. In other words, the benefits of sadaqah jariyah can be felt by other people for a long time, even though the person giving the sadaqah has died.
2. Eid al-Adha sacrifice: provision for the journey to the afterlife
Did you know that sacrificing is the practice that Allah SWT loves most during Eid al-Adha?
There are many advantages to sacrificing apart from being the practice that Allah SWT loves most on Eid al-Adha. One of them is adding good deeds which will become savings in the afterlife, once you leave life in this world. The person who sacrifices will get a reward from what is sacrificed.
3. Hajj: preparation for the afterlife
Hajj is part of the fifth pillar and has a special position in Islam. By carrying out Hajj, a Muslim learns to get closer to Allah SWT. Not only that, through the Hajj a Muslim experiences a process of cleansing themselves and gets the opportunity to erase the sins and mistakes made in the past.
Of course, becoming a better and more sincere person when living this worldly life can provide preparation for the eternal afterlife.
How to Start Saving Money for the Provisions of the Afterlife According to Sharia with Jago Syariah
Saving for various gaols, including preparing provisions for the afterlife, will be easier if it can be done in multiple accounts but can still be managed and monitored simultaneously from one place.
Using Jago Syariah, you can open and have lots of savings at once in the Jago application.
1. Create Jago Syariah Pockets for the provisions of the afterlife: one Pocket for one goal
The first thing you can do is create a Pocket in the Jago application. You can create more than one Jago Syariah Pocket. Pockets have the same function as bank accounts. So if you create three Jago Syariah Pockets, this is the same as having three bank accounts or savings.
For sadaqah, sacrificial animals and Hajj, you can create three different Jago Syariah Pockets to easily allocate a budget for each need.
The good thing about using Jago Syariah is that you can allocate a budget automatically to each Jago Syariah Pocket that you have created (only for the Saving Pockets and Spending Pockets). Set the budget that will be transferred to the destination Pocket (the amount can be different for each Pocket) and the budget allocation time.
Saving requires discipline. If it can be done automatically, why not?
Apart from that, the Jago Syariah Saving and Spending Pockets use Wadiah Yad Dhamanah akad without interest so you can save more blissfully according to sharia.
Tip: You can also invite family members or friends to save for sacrificial animals together using the Jago Syariah Shared Pocket
2. Save money for kindness in Sharia Deposits
Some goals require quite some time to achieve, such as saving for qurban and saving for Hajj. For this, you can consider saving in Sharia Deposits.
In Sharia Deposits, you can save money for between 1 and 24 months and get profit sharing according to Mudharabah Muthlaqah akad. By saving in Sharia Deposits, you can more easily and quickly prepare savings for provisions in the afterlife as you get additional income from profit sharing.
You can also automatically renew (ARO) the principal balance and profit sharing of your sharia deposits to the next period. Automatic renewal is a practical and hassle-free savings solution for long-term financial goals.
Just like the Saving Pockets and Spending Pockets, you can also open many Sharia Deposits directly from the Jago application, without needing to go to a Bank Jago branch.
3. Give sadaqah online through Jago Amal in the Jago application
Sow goodness in the world as an investment in the afterlife through sadaqah. Pay your sadaqah directly from the Jago application. It's more practical because you don't need to leave your house. Select the amil organization you want and type the amount of sadaqah you want to give. Make sure you take the sadaqah budget from the Jago Syariah Pocket that you have created for sadaqah.
So, which provisions of the afterlife will you prepare first by saving money according to sharia with Jago Syariah?
