Blog Post --- Last Updated on June 02, 2026

Kajian Jago Syariah: Where to Save Your Money According to Sharia

menabung sesuai syariah dengan akad mudharabah di deposito syariah dan ekosistem jago syariah Kajian Jago Syariah: Where to Save Your Money According to Sharia

Having money is something to be grateful for. You can save your money according to sharia with Jago Syariah. Saving some of your money also helps reduce overspending and prevent bad spending habits, which are prohibited in Islam.

Save Your Money in the Sharia Deposit of Jago Syariah

Why is saving money according to sharia in the Sharia Deposit an option to consider?

1. The Sharia Deposit uses Mudharabah Muthlaqah akad

In accordance with sharia, the Sharia Deposit is based on Mudharabah Muthlaqah akad. According to the akad, you will get a profit share from the money you save in a Sharia Deposit. Find out the latest Sharia Deposit profit sharing ratio here.

2. The Sharia Deposit offers a variety of flexible period

You can choose to save for 3 months, 1 year, or other time periods from the available options according to your needs. Maybe you want to save your money to renovate your parents' house and it takes quite some time to make it happen. Maybe you want to save your money for a holiday 3 months later.

deposito syariah jago berakad mudharabah fleksibel bisa dibuka dan dicairkan dari aplikasi jago

The Sharia Deposit helps secure your money so that it is only used for the right financial goals, as you planned.

3. The Sharia Deposit can be opened and closed via the Jago application

Really practical, you can open Sharia Deposits and withdraw them directly from the application. So, you don't need to spend time going to the branch office just to open and close deposits.

Enjoy the Ease of Investing in Accordance with Sharia with the Jago Syariah Digital Ecosystem

Diversifying assets and upgrading portfolios is easier with the Jago Syariah digital ecosystem with Bibit and Stockbit.

Invest your money in the form of mutual funds with minimal risk. In the Bibit application, a selection of sharia mutual fund products is available. Link your Jago Syariah and Bibit accounts to make it more practical to buy mutual fund investments and monitor your investment portfolio from the Jago application. You can also make regular purchases of mutual funds with Jago Autodebit.

Interested in allocating some of your money to make transactions in the sharia capital market? Investing in stock is easier and compliant with sharia using Jago Syariah RDN. Open Jago Syariah RDN in just a matter of hours. Once done, you can top up your RDN directly from the Jago application.

menabung sesuai syariah dengan investasi saham di stockbit pakai rdn jago syariah

Benefits of Saving Money at a Digital Sharia Bank

Apart from being able to save and invest more peacefully and according to sharia principles, there are other benefits of saving money in a digital sharia bank, such as Jago Syariah.

1. Registering for a Jago Syariah account doesn't require going to a branch

Everything becomes easier by utilizing advanced technology. In today's digital era, you can directly open a bank account from the application, without needing to go to a branch. This means, as long as your smartphone is connected to a stable internet network, you can immediately register for a Jago Syariah account from anywhere and at any time.

Find out what needs to be prepared and the Jago Syariah account registration process from the Jago application.

2. All banking transactions can be done from the Jago application

Whatever transactions need to be completed, you can feel the convenience by having a Jago Syariah account. Just as it is practical to create a Jago Syariah account without needing to go to a branch, you can download e-Statements, set daily Jago Syariah debit card transaction limits and block lost debit cards from the Jago application.

Likewise, you can top up your e-Wallet balance, transfer to any bank account, request money to fellow Jago users, and even get spend analysis reports directly from the Jago application.

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Time to Manage Your Money
the Way You Want

Create up to 60 Jago Pockets (bank accounts) without monthly admin fees to start saving, transacting, and managing expenses.

Open a Term Deposit in minutes directly from the app and get competitive interest. Withdraw your Deposit early (if needed) without penalties. Plus, there is a free quota for inter-bank transfers and e-Wallet top-ups up to 150x according to Account Level.

Download Jago : download on app store download on google play

Grab your smartphone, scan the QR code below to download and register Jago from anywhere and anytime.

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